Punjab National Bank Champhai Branch IFSC Code: PUNB0220220
Branch Code: 220220 | CHAMPHAI, CHAMPHAI, MIZORAM
The official Indian Financial System Code (IFSC) for Punjab National Bank, Champhai branch in CHAMPHAI, MIZORAM is PUNB0220220.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- CHAMPHAI
- MICR Code
- Not Assigned / Non-MICR
- City / District
- CHAMPHAI (CHAMPHAI)
- State
- MIZORAM
- Postal Pincode
- 796321
CHAMPHAI, PO-VENTHLANG, DIST-CHAMPHAI, MIZORAM, PIN-796321, Pincode: 796321
Banks Open Per Published Schedule
Earn up to 7.25% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.75% p.a.
Local Financial Pulse: CHAMPHAI, MIZORAM
How to Read IFSC Code: PUNB0220220
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0220220)
Which bank does IFSC Code PUNB0220220 belong to?
IFSC Code PUNB0220220 belongs to Punjab National Bank for its CHAMPHAI branch, located in CHAMPHAI, MIZORAM. The 4-letter prefix 'PUNB' represents Punjab National Bank.
What is the IFSC Code for Punjab National Bank CHAMPHAI branch?
The IFSC Code for Punjab National Bank CHAMPHAI branch in CHAMPHAI, MIZORAM is PUNB0220220. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank CHAMPHAI branch?
The branch is located at: CHAMPHAI, PO-VENTHLANG, DIST-CHAMPHAI, MIZORAM, PIN-796321, Pincode: 796321, CHAMPHAI, MIZORAM.
How can I contact Punjab National Bank CHAMPHAI branch?
You can contact the branch at: Phone: +919454945427. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0220220?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '220220' represent the specific CHAMPHAI branch code.
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