State Bank of India Champhai Branch IFSC Code: SBIN0005823
Branch Code: 005823 | CHAMPHAI, CHAMPHAI, MIZORAM
The official Indian Financial System Code (IFSC) for State Bank of India, Champhai branch in CHAMPHAI, MIZORAM is SBIN0005823. The MICR code for cheque clearance is 796002501.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- CHAMPHAI
- MICR Code
- City / District
- CHAMPHAI (CHAMPHAI)
- State
- MIZORAM
- Postal Pincode
- 796321
DISTCHAMPHAI MIZORAM 796321, Pincode: 796321
Banks Open Per Published Schedule
Earn up to 7% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.5% p.a.
Local Financial Pulse: CHAMPHAI, MIZORAM
How to Read IFSC Code: SBIN0005823
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0005823)
Which bank does IFSC Code SBIN0005823 belong to?
IFSC Code SBIN0005823 belongs to State Bank of India for its CHAMPHAI branch, located in CHAMPHAI, MIZORAM. The 4-letter prefix 'SBIN' represents State Bank of India.
What is the IFSC Code for State Bank of India CHAMPHAI branch?
The IFSC Code for State Bank of India CHAMPHAI branch in CHAMPHAI, MIZORAM is SBIN0005823. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India CHAMPHAI branch?
The branch is located at: DISTCHAMPHAI MIZORAM 796321, Pincode: 796321, CHAMPHAI, MIZORAM.
What is the MICR Code for State Bank of India CHAMPHAI?
The MICR Code for electronic cheque clearing at State Bank of India CHAMPHAI is 796002501.
How to decipher the IFSC code SBIN0005823?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '005823' represent the specific CHAMPHAI branch code.
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