Punjab National Bank IFSC Code
KHARU Branch, LADAK, LADAK, JAMMU AND KASHMIR
The official Indian Financial System Code (IFSC) for Punjab National Bank, KHARU branch in LADAK, JAMMU AND KASHMIR is PUNB0959100.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Punjab National Bank
- Branch Name
- KHARU
- MICR Code
- Not Assigned / Non-MICR
- City / District
- LADAK (LADAK)
- State
- JAMMU AND KASHMIR
- Postal Pincode
- 194201
KHARU MARKET TEHSIL- KHARU DISTRICT-LEH JK LADAK 194201, Pincode: 194201
How to Read IFSC Code: PUNB0959100
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Punjab National Bank.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Punjab National Bank (PUNB0959100)
What is the IFSC Code for Punjab National Bank KHARU branch?
The IFSC Code for Punjab National Bank KHARU branch in LADAK, JAMMU AND KASHMIR is PUNB0959100. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Punjab National Bank KHARU branch?
The branch is located at: KHARU MARKET TEHSIL- KHARU DISTRICT-LEH JK LADAK 194201, Pincode: 194201, LADAK, JAMMU AND KASHMIR.
How can I contact Punjab National Bank KHARU branch?
You can contact the branch at: Phone: +911123718172. For official national customer care, refer to Punjab National Bank's official banking channels.
How to decipher the IFSC code PUNB0959100?
The first 4 characters 'PUNB' represent Punjab National Bank. The 5th character is '0' reserved for future use. The last 6 characters '959100' represent the specific KHARU branch code.
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