Skip to main content
SBINBranch Code: 001640

State Bank of India Phaphadih Branch IFSC Code: SBIN0001640

Branch Code: 001640 | RAIPUR, RAIPUR, CHHATTISGARH

Primary IFSC Code
SBIN0001640
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, Phaphadih branch in RAIPUR, CHHATTISGARH is SBIN0001640. The MICR code for cheque clearance is 492002003.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PHAPHADIH
MICR Code
City / District
RAIPUR (RAIPUR)
Postal Pincode
492001
Full Branch Address

RAIPUR,CHATTISGARH,PIN 492001, Pincode: 492001

Contact & Customer Care

How to Read IFSC Code: SBIN0001640

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

001640Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: State Bank of India (SBIN0001640)

Which bank does IFSC Code SBIN0001640 belong to?

IFSC Code SBIN0001640 belongs to State Bank of India for its PHAPHADIH branch, located in RAIPUR, CHHATTISGARH. The 4-letter prefix 'SBIN' represents State Bank of India.

What is the IFSC Code for State Bank of India PHAPHADIH branch?

The IFSC Code for State Bank of India PHAPHADIH branch in RAIPUR, CHHATTISGARH is SBIN0001640. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India PHAPHADIH branch?

The branch is located at: RAIPUR,CHATTISGARH,PIN 492001, Pincode: 492001, RAIPUR, CHHATTISGARH.

What is the MICR Code for State Bank of India PHAPHADIH?

The MICR Code for electronic cheque clearing at State Bank of India PHAPHADIH is 492002003.

How to decipher the IFSC code SBIN0001640?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '001640' represent the specific PHAPHADIH branch code.

Parent Directory Links

Other State Bank of India Branches in RAIPUR

View All →

Other Bank Branches in Pincode 492001

View All in Pincode →

Need help verifying this IFSC Code before sending money?

Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.

Read Verification Guide →