State Bank of India Ganderbal Branch IFSC Code: SBIN0002344
Branch Code: 002344 | GANDER BAL, GANDER BAL, JAMMU AND KASHMIR
The official Indian Financial System Code (IFSC) for State Bank of India, Ganderbal branch in GANDER BAL, JAMMU AND KASHMIR is SBIN0002344. The MICR code for cheque clearance is 191002051.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- GANDERBAL
- MICR Code
- City / District
- GANDER BAL (GANDER BAL)
- State
- JAMMU AND KASHMIR
- Postal Pincode
- 191201
SRINAGAR JAMMU AND KASHMIR 191201, Pincode: 191201
Banks Open Per Published Schedule
Earn up to 7% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.5% p.a.
Local Financial Pulse: GANDER BAL, JAMMU AND KASHMIR
How to Read IFSC Code: SBIN0002344
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0002344)
Which bank does IFSC Code SBIN0002344 belong to?
IFSC Code SBIN0002344 belongs to State Bank of India for its GANDERBAL branch, located in GANDER BAL, JAMMU AND KASHMIR. The 4-letter prefix 'SBIN' represents State Bank of India.
What is the IFSC Code for State Bank of India GANDERBAL branch?
The IFSC Code for State Bank of India GANDERBAL branch in GANDER BAL, JAMMU AND KASHMIR is SBIN0002344. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India GANDERBAL branch?
The branch is located at: SRINAGAR JAMMU AND KASHMIR 191201, Pincode: 191201, GANDER BAL, JAMMU AND KASHMIR.
What is the MICR Code for State Bank of India GANDERBAL?
The MICR Code for electronic cheque clearing at State Bank of India GANDERBAL is 191002051.
How to decipher the IFSC code SBIN0002344?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '002344' represent the specific GANDERBAL branch code.
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