SBINBranch Code: 002346

State Bank of India IFSC Code

GARHI Branch, UDHAMPUR, UDHAMPUR, JAMMU AND KASHMIR

Primary IFSC Code

SBIN0002346

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, GARHI branch in UDHAMPUR, JAMMU AND KASHMIR is SBIN0002346. The MICR code for cheque clearance is 182002121.

Branch Fact Sheet & Electronic Routing Details

Bank Name: State Bank of India
Branch Name: GARHI
MICR Code: 182002121
City / District: UDHAMPUR (UDHAMPUR)
State: JAMMU AND KASHMIR
Postal Pincode: 182101

Full Branch Address

DISTUDHAMPUR JAMMU AND KASHMIR 182101, Pincode: 182101

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: SBIN0002346

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

002346Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: State Bank of India (SBIN0002346)

What is the IFSC Code for State Bank of India GARHI branch?

The IFSC Code for State Bank of India GARHI branch in UDHAMPUR, JAMMU AND KASHMIR is SBIN0002346. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India GARHI branch?

The branch is located at: DISTUDHAMPUR JAMMU AND KASHMIR 182101, Pincode: 182101, UDHAMPUR, JAMMU AND KASHMIR.

What is the MICR Code for State Bank of India GARHI?

The MICR Code for electronic cheque clearing at State Bank of India GARHI is 182002121.

How to decipher the IFSC code SBIN0002346?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '002346' represent the specific GARHI branch code.