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SBINBranch Code: 002447

State Bank of India Palhalan Branch IFSC Code: SBIN0002447

Branch Code: 002447 | BARAMULLA, BARAMULLA, JAMMU AND KASHMIR

Primary IFSC Code
SBIN0002447
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, Palhalan branch in BARAMULLA, JAMMU AND KASHMIR is SBIN0002447. The MICR code for cheque clearance is 193002141.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PALHALAN
MICR Code
City / District
BARAMULLA (BARAMULLA)
Postal Pincode
193021
Full Branch Address

BARAMULLASTATE JAMMU AND KASHMIRPIN 193021, Pincode: 193021

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in JAMMU AND KASHMIR:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
State Bank of India Deposit RatesRBI Master Slabs

Earn up to 7% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.5% p.a.

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Local Financial Pulse: BARAMULLA, JAMMU AND KASHMIR

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: SBIN0002447

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

002447Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: State Bank of India (SBIN0002447)

Which bank does IFSC Code SBIN0002447 belong to?

IFSC Code SBIN0002447 belongs to State Bank of India for its PALHALAN branch, located in BARAMULLA, JAMMU AND KASHMIR. The 4-letter prefix 'SBIN' represents State Bank of India.

What is the IFSC Code for State Bank of India PALHALAN branch?

The IFSC Code for State Bank of India PALHALAN branch in BARAMULLA, JAMMU AND KASHMIR is SBIN0002447. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India PALHALAN branch?

The branch is located at: BARAMULLASTATE JAMMU AND KASHMIRPIN 193021, Pincode: 193021, BARAMULLA, JAMMU AND KASHMIR.

What is the MICR Code for State Bank of India PALHALAN?

The MICR Code for electronic cheque clearing at State Bank of India PALHALAN is 193002141.

How to decipher the IFSC code SBIN0002447?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '002447' represent the specific PALHALAN branch code.