State Bank of India IFSC Code
RAM NAGAR Branch, RAMNAGAR, RAMNAGAR, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for State Bank of India, RAM NAGAR branch in RAMNAGAR, UTTAR PRADESH is SBIN0003091. The MICR code for cheque clearance is 221002028.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- RAM NAGAR
- MICR Code
- City / District
- RAMNAGAR (RAMNAGAR)
- State
- UTTAR PRADESH
- Postal Pincode
- N/A
DIST VARANASI, UTTAR PRADESH 221 008
How to Read IFSC Code: SBIN0003091
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0003091)
What is the IFSC Code for State Bank of India RAM NAGAR branch?
The IFSC Code for State Bank of India RAM NAGAR branch in RAMNAGAR, UTTAR PRADESH is SBIN0003091. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India RAM NAGAR branch?
The branch is located at: DIST VARANASI, UTTAR PRADESH 221 008, RAMNAGAR, UTTAR PRADESH.
What is the MICR Code for State Bank of India RAM NAGAR?
The MICR Code for electronic cheque clearing at State Bank of India RAM NAGAR is 221002028.
How to decipher the IFSC code SBIN0003091?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '003091' represent the specific RAM NAGAR branch code.
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