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SBINBranch Code: 003132

State Bank of India Gandhinagar Jammu Branch IFSC Code: SBIN0003132

Branch Code: 003132 | GANDHINAGAR, GANDHINAGAR, JAMMU AND KASHMIR

Primary IFSC Code
SBIN0003132
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, Gandhinagar Jammu branch in GANDHINAGAR, JAMMU AND KASHMIR is SBIN0003132. The MICR code for cheque clearance is 180002005.

Branch Fact Sheet & Electronic Routing Details

Branch Name
GANDHINAGAR, JAMMU
MICR Code
Postal Pincode
180004
Full Branch Address

JAMMU AND KASHMIR, PIN 180004, Pincode: 180004

Contact & Customer Care

How to Read IFSC Code: SBIN0003132

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

003132Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: State Bank of India (SBIN0003132)

Which bank does IFSC Code SBIN0003132 belong to?

IFSC Code SBIN0003132 belongs to State Bank of India for its GANDHINAGAR, JAMMU branch, located in GANDHINAGAR, JAMMU AND KASHMIR. The 4-letter prefix 'SBIN' represents State Bank of India.

What is the IFSC Code for State Bank of India GANDHINAGAR, JAMMU branch?

The IFSC Code for State Bank of India GANDHINAGAR, JAMMU branch in GANDHINAGAR, JAMMU AND KASHMIR is SBIN0003132. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India GANDHINAGAR, JAMMU branch?

The branch is located at: JAMMU AND KASHMIR, PIN 180004, Pincode: 180004, GANDHINAGAR, JAMMU AND KASHMIR.

What is the MICR Code for State Bank of India GANDHINAGAR, JAMMU?

The MICR Code for electronic cheque clearing at State Bank of India GANDHINAGAR, JAMMU is 180002005.

How to decipher the IFSC code SBIN0003132?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '003132' represent the specific GANDHINAGAR, JAMMU branch code.