SBINBranch Code: 004284

State Bank of India IFSC Code

GANGES GARDEN , HOWRAH Branch, HOWRAH, HOWRAH, WEST BENGAL

Primary IFSC Code

SBIN0004284

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, GANGES GARDEN , HOWRAH branch in HOWRAH, WEST BENGAL is SBIN0004284. The MICR code for cheque clearance is 700002230.

Branch Fact Sheet & Electronic Routing Details

Bank Name: State Bank of India
Branch Name: GANGES GARDEN , HOWRAH
MICR Code: 700002230
City / District: HOWRAH (HOWRAH)
State: WEST BENGAL
Postal Pincode: 711102

Full Branch Address

106, KIRAN CHANDRA SINGH ROAD,GANGES GARDEN,SHIBPUR ,HOWRAH, WEST BENGAL,PIN - 711102, Pincode: 711102

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: SBIN0004284

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

004284Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: State Bank of India (SBIN0004284)

What is the IFSC Code for State Bank of India GANGES GARDEN , HOWRAH branch?

The IFSC Code for State Bank of India GANGES GARDEN , HOWRAH branch in HOWRAH, WEST BENGAL is SBIN0004284. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India GANGES GARDEN , HOWRAH branch?

The branch is located at: 106, KIRAN CHANDRA SINGH ROAD,GANGES GARDEN,SHIBPUR ,HOWRAH, WEST BENGAL,PIN - 711102, Pincode: 711102, HOWRAH, WEST BENGAL.

What is the MICR Code for State Bank of India GANGES GARDEN , HOWRAH?

The MICR Code for electronic cheque clearing at State Bank of India GANGES GARDEN , HOWRAH is 700002230.

How to decipher the IFSC code SBIN0004284?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004284' represent the specific GANGES GARDEN , HOWRAH branch code.