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SBINBranch Code: 004318

State Bank of India Nhpc Gerukamukh Branch IFSC Code: SBIN0004318

Branch Code: 004318 | LAKHIMPUR, LAKHIMPUR, ASSAM

Primary IFSC Code
SBIN0004318
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, Nhpc Gerukamukh branch in LAKHIMPUR, ASSAM is SBIN0004318. The MICR code for cheque clearance is 787002509.

Branch Fact Sheet & Electronic Routing Details

Branch Name
NHPC GERUKAMUKH
MICR Code
City / District
LAKHIMPUR (LAKHIMPUR)
State
ASSAM
Postal Pincode
787035
Full Branch Address

DIST DHEMAJI,ASSAM 787035, Pincode: 787035

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in ASSAM:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
State Bank of India Deposit RatesRBI Master Slabs

Earn up to 7% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.5% p.a.

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Local Financial Pulse: LAKHIMPUR, ASSAM

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: SBIN0004318

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

004318Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: State Bank of India (SBIN0004318)

Which bank does IFSC Code SBIN0004318 belong to?

IFSC Code SBIN0004318 belongs to State Bank of India for its NHPC GERUKAMUKH branch, located in LAKHIMPUR, ASSAM. The 4-letter prefix 'SBIN' represents State Bank of India.

What is the IFSC Code for State Bank of India NHPC GERUKAMUKH branch?

The IFSC Code for State Bank of India NHPC GERUKAMUKH branch in LAKHIMPUR, ASSAM is SBIN0004318. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India NHPC GERUKAMUKH branch?

The branch is located at: DIST DHEMAJI,ASSAM 787035, Pincode: 787035, LAKHIMPUR, ASSAM.

What is the MICR Code for State Bank of India NHPC GERUKAMUKH?

The MICR Code for electronic cheque clearing at State Bank of India NHPC GERUKAMUKH is 787002509.

How to decipher the IFSC code SBIN0004318?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004318' represent the specific NHPC GERUKAMUKH branch code.