State Bank of India Watrigam Branch IFSC Code: SBIN0004591
Branch Code: 004591 | WATHERGAM, WATHERGAM, JAMMU AND KASHMIR
The official Indian Financial System Code (IFSC) for State Bank of India, Watrigam branch in WATHERGAM, JAMMU AND KASHMIR is SBIN0004591. The MICR code for cheque clearance is 193002321.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- WATRIGAM
- MICR Code
- City / District
- WATHERGAM (WATHERGAM)
- State
- JAMMU AND KASHMIR
- Postal Pincode
- 193303
DIST BARAMULLA,JAMMU AND KASHMIR 193303, Pincode: 193303
Banks Open Per Published Schedule
Earn up to 7% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.5% p.a.
Local Financial Pulse: WATHERGAM, JAMMU AND KASHMIR
How to Read IFSC Code: SBIN0004591
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0004591)
Which bank does IFSC Code SBIN0004591 belong to?
IFSC Code SBIN0004591 belongs to State Bank of India for its WATRIGAM branch, located in WATHERGAM, JAMMU AND KASHMIR. The 4-letter prefix 'SBIN' represents State Bank of India.
What is the IFSC Code for State Bank of India WATRIGAM branch?
The IFSC Code for State Bank of India WATRIGAM branch in WATHERGAM, JAMMU AND KASHMIR is SBIN0004591. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India WATRIGAM branch?
The branch is located at: DIST BARAMULLA,JAMMU AND KASHMIR 193303, Pincode: 193303, WATHERGAM, JAMMU AND KASHMIR.
What is the MICR Code for State Bank of India WATRIGAM?
The MICR Code for electronic cheque clearing at State Bank of India WATRIGAM is 193002321.
How to decipher the IFSC code SBIN0004591?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004591' represent the specific WATRIGAM branch code.
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