State Bank of India Saunda Branch IFSC Code: SBIN0004895
Branch Code: 004895 | SAUNDA, SAUNDA, JHARKHAND
The official Indian Financial System Code (IFSC) for State Bank of India, Saunda branch in SAUNDA, JHARKHAND is SBIN0004895. The MICR code for cheque clearance is 825002504.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- SAUNDA
- MICR Code
- City / District
- SAUNDA (SAUNDA)
- State
- JHARKHAND
- Postal Pincode
- 829126
DIST HAZARIBAGH,JHARKHAND 829126, Pincode: 829126
Banks Open Per Published Schedule
Earn up to 7% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.5% p.a.
Local Financial Pulse: SAUNDA, JHARKHAND
How to Read IFSC Code: SBIN0004895
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0004895)
Which bank does IFSC Code SBIN0004895 belong to?
IFSC Code SBIN0004895 belongs to State Bank of India for its SAUNDA branch, located in SAUNDA, JHARKHAND. The 4-letter prefix 'SBIN' represents State Bank of India.
What is the IFSC Code for State Bank of India SAUNDA branch?
The IFSC Code for State Bank of India SAUNDA branch in SAUNDA, JHARKHAND is SBIN0004895. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India SAUNDA branch?
The branch is located at: DIST HAZARIBAGH,JHARKHAND 829126, Pincode: 829126, SAUNDA, JHARKHAND.
What is the MICR Code for State Bank of India SAUNDA?
The MICR Code for electronic cheque clearing at State Bank of India SAUNDA is 825002504.
How to decipher the IFSC code SBIN0004895?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '004895' represent the specific SAUNDA branch code.
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