SBINBranch Code: 005075

State Bank of India IFSC Code

U.E PHASE-II Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

SBIN0005075

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, U.E PHASE-II branch in LUDHIANA, Punjab is SBIN0005075. The MICR code for cheque clearance is 141002032.

Branch Fact Sheet & Electronic Routing Details

Bank Name: State Bank of India
Branch Name: U.E PHASE-II
MICR Code: 141002032
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141002

Full Branch Address

URBAN ESTATE DUGRI, PHASE II, LUDHIANA, PUNJAB, PIN 141002, Pincode: 141002

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: SBIN0005075

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

005075Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: State Bank of India (SBIN0005075)

What is the IFSC Code for State Bank of India U.E PHASE-II branch?

The IFSC Code for State Bank of India U.E PHASE-II branch in LUDHIANA, Punjab is SBIN0005075. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India U.E PHASE-II branch?

The branch is located at: URBAN ESTATE DUGRI, PHASE II, LUDHIANA, PUNJAB, PIN 141002, Pincode: 141002, LUDHIANA, Punjab.

What is the MICR Code for State Bank of India U.E PHASE-II?

The MICR Code for electronic cheque clearing at State Bank of India U.E PHASE-II is 141002032.

How to decipher the IFSC code SBIN0005075?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '005075' represent the specific U.E PHASE-II branch code.