State Bank of India IFSC Code
DRASS Branch, DRASS, DRASS, JAMMU AND KASHMIR
The official Indian Financial System Code (IFSC) for State Bank of India, DRASS branch in DRASS, JAMMU AND KASHMIR is SBIN0005885. The MICR code for cheque clearance is 194002241.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- DRASS
- MICR Code
- City / District
- DRASS (DRASS)
- State
- JAMMU AND KASHMIR
- Postal Pincode
- 194102
DISTKARGIL JAMMU AND KASHMIR 194102, Pincode: 194102
How to Read IFSC Code: SBIN0005885
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0005885)
What is the IFSC Code for State Bank of India DRASS branch?
The IFSC Code for State Bank of India DRASS branch in DRASS, JAMMU AND KASHMIR is SBIN0005885. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India DRASS branch?
The branch is located at: DISTKARGIL JAMMU AND KASHMIR 194102, Pincode: 194102, DRASS, JAMMU AND KASHMIR.
What is the MICR Code for State Bank of India DRASS?
The MICR Code for electronic cheque clearing at State Bank of India DRASS is 194002241.
How to decipher the IFSC code SBIN0005885?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '005885' represent the specific DRASS branch code.
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