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SBINBranch Code: 006400

State Bank of India Palayamkottai Branch IFSC Code: SBIN0006400

Branch Code: 006400 | PALAYAMKOTTAI, PALAYAMKOTTAI, Tamil Nadu

Primary IFSC Code
SBIN0006400
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, Palayamkottai branch in PALAYAMKOTTAI, Tamil Nadu is SBIN0006400. The MICR code for cheque clearance is 605002041.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PALAYAMKOTTAI
MICR Code
Postal Pincode
608701
Full Branch Address

1 BY 123 MAIN ROAD, KATTUMANNARKOIL TALUK, DISTT. CUDDALORE, TAMIL NADU 608701, Pincode: 608701

Contact & Customer Care
Operational Status & HolidaysStandard Working Schedule

Banks Open Per Published Schedule

Upcoming Bank Holiday in Tamil Nadu:Guru Nanak Jayanti / Kartika Purnima on 2026-11-24 (24 days away).
State Bank of India Deposit RatesRBI Master Slabs

Earn up to 7% p.a. on Fixed Deposits

Senior citizens receive an additional premium up to 7.5% p.a.

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Local Financial Pulse: PALAYAMKOTTAI, Tamil Nadu

Daily Benchmark Commodity Rates
24K Gold Rate₹1,40,054 / 10g

How to Read IFSC Code: SBIN0006400

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

006400Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: State Bank of India (SBIN0006400)

Which bank does IFSC Code SBIN0006400 belong to?

IFSC Code SBIN0006400 belongs to State Bank of India for its PALAYAMKOTTAI branch, located in PALAYAMKOTTAI, Tamil Nadu. The 4-letter prefix 'SBIN' represents State Bank of India.

What is the IFSC Code for State Bank of India PALAYAMKOTTAI branch?

The IFSC Code for State Bank of India PALAYAMKOTTAI branch in PALAYAMKOTTAI, Tamil Nadu is SBIN0006400. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India PALAYAMKOTTAI branch?

The branch is located at: 1 BY 123 MAIN ROAD, KATTUMANNARKOIL TALUK, DISTT. CUDDALORE, TAMIL NADU 608701, Pincode: 608701, PALAYAMKOTTAI, Tamil Nadu.

What is the MICR Code for State Bank of India PALAYAMKOTTAI?

The MICR Code for electronic cheque clearing at State Bank of India PALAYAMKOTTAI is 605002041.

How to decipher the IFSC code SBIN0006400?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '006400' represent the specific PALAYAMKOTTAI branch code.