State Bank of India IFSC Code
SARAI Branch, SARAI, SARAI, BIHAR
The official Indian Financial System Code (IFSC) for State Bank of India, SARAI branch in SARAI, BIHAR is SBIN0012555. The MICR code for cheque clearance is 844002512.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- SARAI
- MICR Code
- City / District
- SARAI (SARAI)
- State
- BIHAR
- Postal Pincode
- N/A
SURAJ CHOWK,SARAI,DISTVAISHALI844125
How to Read IFSC Code: SBIN0012555
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0012555)
What is the IFSC Code for State Bank of India SARAI branch?
The IFSC Code for State Bank of India SARAI branch in SARAI, BIHAR is SBIN0012555. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India SARAI branch?
The branch is located at: SURAJ CHOWK,SARAI,DISTVAISHALI844125, SARAI, BIHAR.
What is the MICR Code for State Bank of India SARAI?
The MICR Code for electronic cheque clearing at State Bank of India SARAI is 844002512.
How to decipher the IFSC code SBIN0012555?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '012555' represent the specific SARAI branch code.
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