SBINBranch Code: 015982

State Bank of India IFSC Code

NOWGAM Branch, NOWGAM, NOWGAM, JAMMU AND KASHMIR

Primary IFSC Code

SBIN0015982

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, NOWGAM branch in NOWGAM, JAMMU AND KASHMIR is SBIN0015982. The MICR code for cheque clearance is 191002003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: State Bank of India
Branch Name: NOWGAM
MICR Code: 191002003
City / District: NOWGAM (NOWGAM)
State: JAMMU AND KASHMIR
Postal Pincode: 190015

Full Branch Address

J.D COMPLEX, NOWGAM CHOWK, BYEPASS, DISTT.BUDGAM. JAMMU AND KASHMIR 190015, Pincode: 190015

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: SBIN0015982

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

015982Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: State Bank of India (SBIN0015982)

What is the IFSC Code for State Bank of India NOWGAM branch?

The IFSC Code for State Bank of India NOWGAM branch in NOWGAM, JAMMU AND KASHMIR is SBIN0015982. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India NOWGAM branch?

The branch is located at: J.D COMPLEX, NOWGAM CHOWK, BYEPASS, DISTT.BUDGAM. JAMMU AND KASHMIR 190015, Pincode: 190015, NOWGAM, JAMMU AND KASHMIR.

What is the MICR Code for State Bank of India NOWGAM?

The MICR Code for electronic cheque clearing at State Bank of India NOWGAM is 191002003.

How to decipher the IFSC code SBIN0015982?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '015982' represent the specific NOWGAM branch code.