State Bank of India Babuganj Branch IFSC Code: SBIN0016705
Branch Code: 016705 | BABUGANJ, BABUGANJ, UTTAR PRADESH
The official Indian Financial System Code (IFSC) for State Bank of India, Babuganj branch in BABUGANJ, UTTAR PRADESH is SBIN0016705. The MICR code for cheque clearance is 229002065.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- BABUGANJ
- MICR Code
- City / District
- BABUGANJ (BABUGANJ)
- State
- UTTAR PRADESH
- Postal Pincode
- 229205
VILLAGE BABUGANJ, POST UNCHAHAR, DISTT. RAEBARELI. UTTAR PRADESH 229205, Pincode: 229205
How to Read IFSC Code: SBIN0016705
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0016705)
Which bank does IFSC Code SBIN0016705 belong to?
IFSC Code SBIN0016705 belongs to State Bank of India for its BABUGANJ branch, located in BABUGANJ, UTTAR PRADESH. The 4-letter prefix 'SBIN' represents State Bank of India.
What is the IFSC Code for State Bank of India BABUGANJ branch?
The IFSC Code for State Bank of India BABUGANJ branch in BABUGANJ, UTTAR PRADESH is SBIN0016705. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India BABUGANJ branch?
The branch is located at: VILLAGE BABUGANJ, POST UNCHAHAR, DISTT. RAEBARELI. UTTAR PRADESH 229205, Pincode: 229205, BABUGANJ, UTTAR PRADESH.
What is the MICR Code for State Bank of India BABUGANJ?
The MICR Code for electronic cheque clearing at State Bank of India BABUGANJ is 229002065.
How to decipher the IFSC code SBIN0016705?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '016705' represent the specific BABUGANJ branch code.
Parent Directory Links
Other State Bank of India Branches in BABUGANJ
View All →Other Bank Branches in Pincode 229205
View All in Pincode →Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.