SBINBranch Code: 040973

State Bank of India IFSC Code

JAYANAGAR DHARWAD Branch, DHUMMAWAD, DHUMMAWAD, Karnataka

Primary IFSC Code

SBIN0040973

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, JAYANAGAR DHARWAD branch in DHUMMAWAD, Karnataka is SBIN0040973. The MICR code for cheque clearance is 580002313.

Branch Fact Sheet & Electronic Routing Details

Bank Name: State Bank of India
Branch Name: JAYANAGAR DHARWAD
MICR Code: 580002313
City / District: DHUMMAWAD (DHUMMAWAD)
State: Karnataka
Postal Pincode: 580008

Full Branch Address

NO 79 BY A BY 12 BY SP MUNICIPAL NO 10920 WARD NO 14 SAPTAPUR JAYANAGAR DHARWAD PIN 580008, Pincode: 580008

Contact Details

Phone: +918362444161

How to Read IFSC Code: SBIN0040973

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

040973Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: State Bank of India (SBIN0040973)

What is the IFSC Code for State Bank of India JAYANAGAR DHARWAD branch?

The IFSC Code for State Bank of India JAYANAGAR DHARWAD branch in DHUMMAWAD, Karnataka is SBIN0040973. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India JAYANAGAR DHARWAD branch?

The branch is located at: NO 79 BY A BY 12 BY SP MUNICIPAL NO 10920 WARD NO 14 SAPTAPUR JAYANAGAR DHARWAD PIN 580008, Pincode: 580008, DHUMMAWAD, Karnataka.

What is the MICR Code for State Bank of India JAYANAGAR DHARWAD?

The MICR Code for electronic cheque clearing at State Bank of India JAYANAGAR DHARWAD is 580002313.

How can I contact State Bank of India JAYANAGAR DHARWAD branch?

You can contact the branch at: Phone: +918362444161. For official national customer care, refer to State Bank of India's official banking channels.

How to decipher the IFSC code SBIN0040973?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '040973' represent the specific JAYANAGAR DHARWAD branch code.