State Bank of India Kheri Branch IFSC Code: SBIN0051431
Branch Code: 051431 | LUDHIANA, LUDHIANA, Punjab
The official Indian Financial System Code (IFSC) for State Bank of India, Kheri branch in LUDHIANA, Punjab is SBIN0051431. The MICR code for cheque clearance is 141002107.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- KHERI
- MICR Code
- City / District
- LUDHIANA (LUDHIANA)
- State
- Punjab
- Postal Pincode
- 142022
V KHERI PO LALATON KALAN DIST LUDHIANA PB 142022, Pincode: 142022
Banks Open Per Published Schedule
Earn up to 7% p.a. on Fixed Deposits
Senior citizens receive an additional premium up to 7.5% p.a.
Local Financial Pulse: LUDHIANA, Punjab
How to Read IFSC Code: SBIN0051431
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0051431)
Which bank does IFSC Code SBIN0051431 belong to?
IFSC Code SBIN0051431 belongs to State Bank of India for its KHERI branch, located in LUDHIANA, Punjab. The 4-letter prefix 'SBIN' represents State Bank of India.
What is the IFSC Code for State Bank of India KHERI branch?
The IFSC Code for State Bank of India KHERI branch in LUDHIANA, Punjab is SBIN0051431. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India KHERI branch?
The branch is located at: V KHERI PO LALATON KALAN DIST LUDHIANA PB 142022, Pincode: 142022, LUDHIANA, Punjab.
What is the MICR Code for State Bank of India KHERI?
The MICR Code for electronic cheque clearing at State Bank of India KHERI is 141002107.
How can I contact State Bank of India KHERI branch?
You can contact the branch at: Phone: +911612806707. For official national customer care, refer to State Bank of India's official banking channels.
How to decipher the IFSC code SBIN0051431?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '051431' represent the specific KHERI branch code.
Parent Directory Links
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