State Bank of India IFSC Code
RACC GORAYA Branch, GORAYA, GORAYA, Punjab
The official Indian Financial System Code (IFSC) for State Bank of India, RACC GORAYA branch in GORAYA, Punjab is SBIN0063432. The MICR code for cheque clearance is 144002455.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- RACC GORAYA
- MICR Code
- City / District
- GORAYA (GORAYA)
- State
- Punjab
- Postal Pincode
- N/A
STATE BANK OF INDIA, R AND DB RACC GORAYA ,MAIN CHOWK, GORAYA
How to Read IFSC Code: SBIN0063432
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0063432)
What is the IFSC Code for State Bank of India RACC GORAYA branch?
The IFSC Code for State Bank of India RACC GORAYA branch in GORAYA, Punjab is SBIN0063432. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India RACC GORAYA branch?
The branch is located at: STATE BANK OF INDIA, R AND DB RACC GORAYA ,MAIN CHOWK, GORAYA, GORAYA, Punjab.
What is the MICR Code for State Bank of India RACC GORAYA?
The MICR Code for electronic cheque clearing at State Bank of India RACC GORAYA is 144002455.
How can I contact State Bank of India RACC GORAYA branch?
You can contact the branch at: Phone: +918146555682. For official national customer care, refer to State Bank of India's official banking channels.
How to decipher the IFSC code SBIN0063432?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '063432' represent the specific RACC GORAYA branch code.
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