SBINBranch Code: 063698

State Bank of India IFSC Code

SME ARA Branch, ARA, ARA, BIHAR

Primary IFSC Code

SBIN0063698

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, SME ARA branch in ARA, BIHAR is SBIN0063698. The MICR code for cheque clearance is 802002112.

Branch Fact Sheet & Electronic Routing Details

Bank Name: State Bank of India
Branch Name: SME ARA
MICR Code: 802002112
City / District: ARA (ARA)
State: BIHAR
Postal Pincode: 812001

Full Branch Address

STATE BANK OF INDIA,NEAR KHALIFABAGH CHOWK,ABOVE CITY BRANCH,BHAGALPUR,PIN-812001, Pincode: 812001

Contact Details

Phone: +917004634314

How to Read IFSC Code: SBIN0063698

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

063698Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: State Bank of India (SBIN0063698)

What is the IFSC Code for State Bank of India SME ARA branch?

The IFSC Code for State Bank of India SME ARA branch in ARA, BIHAR is SBIN0063698. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India SME ARA branch?

The branch is located at: STATE BANK OF INDIA,NEAR KHALIFABAGH CHOWK,ABOVE CITY BRANCH,BHAGALPUR,PIN-812001, Pincode: 812001, ARA, BIHAR.

What is the MICR Code for State Bank of India SME ARA?

The MICR Code for electronic cheque clearing at State Bank of India SME ARA is 802002112.

How can I contact State Bank of India SME ARA branch?

You can contact the branch at: Phone: +917004634314. For official national customer care, refer to State Bank of India's official banking channels.

How to decipher the IFSC code SBIN0063698?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '063698' represent the specific SME ARA branch code.