State Bank of India IFSC Code
JOYSAGAR Branch, JOYSAGAR, JOYSAGAR, ASSAM
The official Indian Financial System Code (IFSC) for State Bank of India, JOYSAGAR branch in JOYSAGAR, ASSAM is SBIN0064976. The MICR code for cheque clearance is 451002002.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- State Bank of India
- Branch Name
- JOYSAGAR
- MICR Code
- City / District
- JOYSAGAR (JOYSAGAR)
- State
- ASSAM
- Postal Pincode
- 785665
JOYSAGAR BRANCH,KARENG TINIALI,AT ROAD,JOYSAGAR,PO-SIVASAGAR,PIN -785665, Pincode: 785665
How to Read IFSC Code: SBIN0064976
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify State Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: State Bank of India (SBIN0064976)
What is the IFSC Code for State Bank of India JOYSAGAR branch?
The IFSC Code for State Bank of India JOYSAGAR branch in JOYSAGAR, ASSAM is SBIN0064976. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of State Bank of India JOYSAGAR branch?
The branch is located at: JOYSAGAR BRANCH,KARENG TINIALI,AT ROAD,JOYSAGAR,PO-SIVASAGAR,PIN -785665, Pincode: 785665, JOYSAGAR, ASSAM.
What is the MICR Code for State Bank of India JOYSAGAR?
The MICR Code for electronic cheque clearing at State Bank of India JOYSAGAR is 451002002.
How can I contact State Bank of India JOYSAGAR branch?
You can contact the branch at: Phone: +918876688980. For official national customer care, refer to State Bank of India's official banking channels.
How to decipher the IFSC code SBIN0064976?
The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '064976' represent the specific JOYSAGAR branch code.
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