SIBLBranch Code: 000324

South Indian Bank IFSC Code

KARUKACHAL Branch, KARUKACHAL, KARUKACHAL, KERALA

Primary IFSC Code

SIBL0000324

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for South Indian Bank, KARUKACHAL branch in KARUKACHAL, KERALA is SIBL0000324. The MICR code for cheque clearance is 686059726.

Branch Fact Sheet & Electronic Routing Details

Bank Name: South Indian Bank
Branch Name: KARUKACHAL
MICR Code: 686059726
City / District: KARUKACHAL (KARUKACHAL)
State: KERALA
Postal Pincode: 686540

Full Branch Address

DONO118-B-1, LARA TOWER, VAZHOOR ROAD, KARUKACHAL, KOTTAYAM, KERALA-686540, Pincode: 686540

Contact Details

Phone: +914812487028

How to Read IFSC Code: SIBL0000324

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SIBLBank Identifier

First 4 alphabetic characters identify South Indian Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

000324Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: South Indian Bank (SIBL0000324)

What is the IFSC Code for South Indian Bank KARUKACHAL branch?

The IFSC Code for South Indian Bank KARUKACHAL branch in KARUKACHAL, KERALA is SIBL0000324. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of South Indian Bank KARUKACHAL branch?

The branch is located at: DONO118-B-1, LARA TOWER, VAZHOOR ROAD, KARUKACHAL, KOTTAYAM, KERALA-686540, Pincode: 686540, KARUKACHAL, KERALA.

What is the MICR Code for South Indian Bank KARUKACHAL?

The MICR Code for electronic cheque clearing at South Indian Bank KARUKACHAL is 686059726.

How can I contact South Indian Bank KARUKACHAL branch?

You can contact the branch at: Phone: +914812487028. For official national customer care, refer to South Indian Bank's official banking channels.

How to decipher the IFSC code SIBL0000324?

The first 4 characters 'SIBL' represent South Indian Bank. The 5th character is '0' reserved for future use. The last 6 characters '000324' represent the specific KARUKACHAL branch code.