BARBBranch Code: SMELUD

Bank of Baroda IFSC Code

SME BRANCH LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

BARB0SMELUD

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of Baroda, SME BRANCH LUDHIANA branch in LUDHIANA, Punjab is BARB0SMELUD.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of Baroda
Branch Name: SME BRANCH LUDHIANA
MICR Code: Not Assigned / Non-MICR
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

CO K18 SECOND FLOOR SURYA COMMERCIAL CENTRE OPPOSITE PAU GATE NO 1 FEROZPUR ROAD DISTRICT LUDHIANA PUNJAB 141001, Pincode: 141001

Contact Details

Phone: +910221800223344

How to Read IFSC Code: BARB0SMELUD

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BARBBank Identifier

First 4 alphabetic characters identify Bank of Baroda.

0Control Character

5th character is always numeral '0', reserved for future use.

SMELUDBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of Baroda (BARB0SMELUD)

What is the IFSC Code for Bank of Baroda SME BRANCH LUDHIANA branch?

The IFSC Code for Bank of Baroda SME BRANCH LUDHIANA branch in LUDHIANA, Punjab is BARB0SMELUD. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of Baroda SME BRANCH LUDHIANA branch?

The branch is located at: CO K18 SECOND FLOOR SURYA COMMERCIAL CENTRE OPPOSITE PAU GATE NO 1 FEROZPUR ROAD DISTRICT LUDHIANA PUNJAB 141001, Pincode: 141001, LUDHIANA, Punjab.

How can I contact Bank of Baroda SME BRANCH LUDHIANA branch?

You can contact the branch at: Phone: +910221800223344. For official national customer care, refer to Bank of Baroda's official banking channels.

How to decipher the IFSC code BARB0SMELUD?

The first 4 characters 'BARB' represent Bank of Baroda. The 5th character is '0' reserved for future use. The last 6 characters 'SMELUD' represent the specific SME BRANCH LUDHIANA branch code.