ICICBranch Code: 003138

ICICI Bank IFSC Code

BALLOWAL Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

ICIC0003138

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for ICICI Bank, BALLOWAL branch in LUDHIANA, Punjab is ICIC0003138. The MICR code for cheque clearance is 141229019.

Branch Fact Sheet & Electronic Routing Details

Bank Name: ICICI Bank
Branch Name: BALLOWAL
MICR Code: 141229019
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141202

Full Branch Address

ICICI BANK LTD., SHOP NO. 12, NEAR FLOUR MILL, VPO BALLOWAL, LUDHIANAWEST, LUDHIANA, PUNJAB.141202, Pincode: 141202

Contact Details

Phone: +919517777001

How to Read IFSC Code: ICIC0003138

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ICICBank Identifier

First 4 alphabetic characters identify ICICI Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003138Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: ICICI Bank (ICIC0003138)

What is the IFSC Code for ICICI Bank BALLOWAL branch?

The IFSC Code for ICICI Bank BALLOWAL branch in LUDHIANA, Punjab is ICIC0003138. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of ICICI Bank BALLOWAL branch?

The branch is located at: ICICI BANK LTD., SHOP NO. 12, NEAR FLOUR MILL, VPO BALLOWAL, LUDHIANAWEST, LUDHIANA, PUNJAB.141202, Pincode: 141202, LUDHIANA, Punjab.

What is the MICR Code for ICICI Bank BALLOWAL?

The MICR Code for electronic cheque clearing at ICICI Bank BALLOWAL is 141229019.

How can I contact ICICI Bank BALLOWAL branch?

You can contact the branch at: Phone: +919517777001. For official national customer care, refer to ICICI Bank's official banking channels.

How to decipher the IFSC code ICIC0003138?

The first 4 characters 'ICIC' represent ICICI Bank. The 5th character is '0' reserved for future use. The last 6 characters '003138' represent the specific BALLOWAL branch code.