ICICBranch Code: 003140

ICICI Bank Bharowal Kalan Branch IFSC Code: ICIC0003140

Branch Code: 003140 | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

ICIC0003140

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for ICICI Bank, Bharowal Kalan branch in LUDHIANA, Punjab is ICIC0003140. The MICR code for cheque clearance is 142229054.

Branch Fact Sheet & Electronic Routing Details

Bank Name: ICICI Bank
Branch Name: BHAROWAL KALAN
MICR Code: 142229054
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 142025

Full Branch Address

ICICI BANK LTD., VPO BHAROWAL KALLAN, TEHSIL JAGRAON, DISTT. LUDHIANA PUNJAB.142025, Pincode: 142025

Contact & Customer Care

Phone: +911615203549

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How to Read IFSC Code: ICIC0003140

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

ICICBank Identifier

First 4 alphabetic characters identify ICICI Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003140Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: ICICI Bank (ICIC0003140)

Which bank does IFSC Code ICIC0003140 belong to?

IFSC Code ICIC0003140 belongs to ICICI Bank for its BHAROWAL KALAN branch, located in LUDHIANA, Punjab. The 4-letter prefix 'ICIC' represents ICICI Bank.

What is the IFSC Code for ICICI Bank BHAROWAL KALAN branch?

The IFSC Code for ICICI Bank BHAROWAL KALAN branch in LUDHIANA, Punjab is ICIC0003140. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of ICICI Bank BHAROWAL KALAN branch?

The branch is located at: ICICI BANK LTD., VPO BHAROWAL KALLAN, TEHSIL JAGRAON, DISTT. LUDHIANA PUNJAB.142025, Pincode: 142025, LUDHIANA, Punjab.

What is the MICR Code for ICICI Bank BHAROWAL KALAN?

The MICR Code for electronic cheque clearing at ICICI Bank BHAROWAL KALAN is 142229054.

How can I contact ICICI Bank BHAROWAL KALAN branch?

You can contact the branch at: Phone: +911615203549. For official national customer care, refer to ICICI Bank's official banking channels.

How to decipher the IFSC code ICIC0003140?

The first 4 characters 'ICIC' represent ICICI Bank. The 5th character is '0' reserved for future use. The last 6 characters '003140' represent the specific BHAROWAL KALAN branch code.