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KKBKBranch Code: 003900

Kotak Mahindra Bank Miller Gunj Branch IFSC Code: KKBK0003900

Branch Code: 003900 | LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code
KKBK0003900
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Kotak Mahindra Bank, Miller Gunj branch in LUDHIANA, Punjab is KKBK0003900. The MICR code for cheque clearance is 141485004.

Branch Fact Sheet & Electronic Routing Details

Branch Name
MILLER GUNJ BRANCH
MICR Code
City / District
LUDHIANA (LUDHIANA)
State
Punjab
Postal Pincode
141003
Full Branch Address

MILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUNJ, LUDHIANA , PUNJAB-141003, Pincode: 141003

Contact & Customer Care

How to Read IFSC Code: KKBK0003900

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

KKBKBank Identifier

First 4 alphabetic characters identify Kotak Mahindra Bank.

0Control Character

5th character is always numeral '0', reserved for future use.

003900Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: Kotak Mahindra Bank (KKBK0003900)

Which bank does IFSC Code KKBK0003900 belong to?

IFSC Code KKBK0003900 belongs to Kotak Mahindra Bank for its MILLER GUNJ BRANCH branch, located in LUDHIANA, Punjab. The 4-letter prefix 'KKBK' represents Kotak Mahindra Bank.

What is the IFSC Code for Kotak Mahindra Bank MILLER GUNJ BRANCH branch?

The IFSC Code for Kotak Mahindra Bank MILLER GUNJ BRANCH branch in LUDHIANA, Punjab is KKBK0003900. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Kotak Mahindra Bank MILLER GUNJ BRANCH branch?

The branch is located at: MILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUNJ, LUDHIANA , PUNJAB-141003, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for Kotak Mahindra Bank MILLER GUNJ BRANCH?

The MICR Code for electronic cheque clearing at Kotak Mahindra Bank MILLER GUNJ BRANCH is 141485004.

How can I contact Kotak Mahindra Bank MILLER GUNJ BRANCH branch?

You can contact the branch at: Phone: +9118004100. For official national customer care, refer to Kotak Mahindra Bank's official banking channels.

How to decipher the IFSC code KKBK0003900?

The first 4 characters 'KKBK' represent Kotak Mahindra Bank. The 5th character is '0' reserved for future use. The last 6 characters '003900' represent the specific MILLER GUNJ BRANCH branch code.

Parent Directory Links

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