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SBINBranch Code: 003524

State Bank of India Pandesara Ind. Estate Surat Branch IFSC Code: SBIN0003524

Branch Code: 003524 | SURAT, SURAT, Gujarat

Primary IFSC Code
SBIN0003524
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, Pandesara Ind. Estate Surat branch in SURAT, Gujarat is SBIN0003524. The MICR code for cheque clearance is 395002013.

Branch Fact Sheet & Electronic Routing Details

Branch Name
PANDESARA IND. ESTATE, SURAT
MICR Code
City / District
SURAT (SURAT)
State
Gujarat
Postal Pincode
394221
Full Branch Address

PANDESARA IE,SURATGIDC, PANDESARA SURAT GUJRAT 394221, Pincode: 394221

Contact & Customer Care

How to Read IFSC Code: SBIN0003524

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

003524Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: State Bank of India (SBIN0003524)

Which bank does IFSC Code SBIN0003524 belong to?

IFSC Code SBIN0003524 belongs to State Bank of India for its PANDESARA IND. ESTATE, SURAT branch, located in SURAT, Gujarat. The 4-letter prefix 'SBIN' represents State Bank of India.

What is the IFSC Code for State Bank of India PANDESARA IND. ESTATE, SURAT branch?

The IFSC Code for State Bank of India PANDESARA IND. ESTATE, SURAT branch in SURAT, Gujarat is SBIN0003524. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India PANDESARA IND. ESTATE, SURAT branch?

The branch is located at: PANDESARA IE,SURATGIDC, PANDESARA SURAT GUJRAT 394221, Pincode: 394221, SURAT, Gujarat.

What is the MICR Code for State Bank of India PANDESARA IND. ESTATE, SURAT?

The MICR Code for electronic cheque clearing at State Bank of India PANDESARA IND. ESTATE, SURAT is 395002013.

How can I contact State Bank of India PANDESARA IND. ESTATE, SURAT branch?

You can contact the branch at: Phone: +912612890813. For official national customer care, refer to State Bank of India's official banking channels.

How to decipher the IFSC code SBIN0003524?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '003524' represent the specific PANDESARA IND. ESTATE, SURAT branch code.

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