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SBINBranch Code: 015972

State Bank of India Sector Kharghar Branch IFSC Code: SBIN0015972

Branch Code: 015972 | KHARGHAR, KHARGHAR, Maharashtra

Primary IFSC Code
SBIN0015972
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, Sector Kharghar branch in KHARGHAR, Maharashtra is SBIN0015972. The MICR code for cheque clearance is 400002320.

Branch Fact Sheet & Electronic Routing Details

Branch Name
SECTOR , KHARGHAR
MICR Code
City / District
KHARGHAR (KHARGHAR)
Postal Pincode
410210
Full Branch Address

SHOP NOS.22 TO 26, MAHAVIR HERITAGE, PLOT NO.3, SECTOR 35 G, KHARGHAR, NAVI MUMBAI, DISTT. RAIGAD. MAHARASHTRA 410210, Pincode: 410210

Contact & Customer Care

How to Read IFSC Code: SBIN0015972

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

015972Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: State Bank of India (SBIN0015972)

Which bank does IFSC Code SBIN0015972 belong to?

IFSC Code SBIN0015972 belongs to State Bank of India for its SECTOR , KHARGHAR branch, located in KHARGHAR, Maharashtra. The 4-letter prefix 'SBIN' represents State Bank of India.

What is the IFSC Code for State Bank of India SECTOR , KHARGHAR branch?

The IFSC Code for State Bank of India SECTOR , KHARGHAR branch in KHARGHAR, Maharashtra is SBIN0015972. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India SECTOR , KHARGHAR branch?

The branch is located at: SHOP NOS.22 TO 26, MAHAVIR HERITAGE, PLOT NO.3, SECTOR 35 G, KHARGHAR, NAVI MUMBAI, DISTT. RAIGAD. MAHARASHTRA 410210, Pincode: 410210, KHARGHAR, Maharashtra.

What is the MICR Code for State Bank of India SECTOR , KHARGHAR?

The MICR Code for electronic cheque clearing at State Bank of India SECTOR , KHARGHAR is 400002320.

How to decipher the IFSC code SBIN0015972?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '015972' represent the specific SECTOR , KHARGHAR branch code.