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SBINBranch Code: 070975

State Bank of India Rcpcponkunnam Branch IFSC Code: SBIN0070975

Branch Code: 070975 | KOTTAYAM, KOTTAYAM, KERALA

Primary IFSC Code
SBIN0070975
Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for State Bank of India, Rcpcponkunnam branch in KOTTAYAM, KERALA is SBIN0070975.

Branch Fact Sheet & Electronic Routing Details

Branch Name
RCPCPONKUNNAM
MICR Code
Not Assigned / Non-MICR
City / District
KOTTAYAM (KOTTAYAM)
State
KERALA
Postal Pincode
686506
Full Branch Address

MOHANA SHOPPING COMPLEX, K K ROAD PONKUNNAM, KOTTAYAM KERALA , 686506, Pincode: 686506

Contact & Customer Care

How to Read IFSC Code: SBIN0070975

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

SBINBank Identifier

First 4 alphabetic characters identify State Bank of India.

0Control Character

5th character is always numeral '0', reserved for future use.

070975Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment SystemSettlement TimeMinimum AmountAvailabilityIdeal For
NEFT (National Electronic Funds Transfer)Half-hourly batches₹1 (No minimum) 24x7x365Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)Real-time instant₹2,00,000 24x7x365High-value urgent financial transfers
IMPS (Immediate Payment Service)Immediate₹1 (Max ₹5 Lakh) 24x7x365Instant mobile banking & emergency transfers
Both NEFT and RTGS operate 24x7 in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.
Read Complete NEFT vs RTGS vs IMPS Guide →

Frequently Asked Questions: State Bank of India (SBIN0070975)

Which bank does IFSC Code SBIN0070975 belong to?

IFSC Code SBIN0070975 belongs to State Bank of India for its RCPCPONKUNNAM branch, located in KOTTAYAM, KERALA. The 4-letter prefix 'SBIN' represents State Bank of India.

What is the IFSC Code for State Bank of India RCPCPONKUNNAM branch?

The IFSC Code for State Bank of India RCPCPONKUNNAM branch in KOTTAYAM, KERALA is SBIN0070975. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of State Bank of India RCPCPONKUNNAM branch?

The branch is located at: MOHANA SHOPPING COMPLEX, K K ROAD PONKUNNAM, KOTTAYAM KERALA , 686506, Pincode: 686506, KOTTAYAM, KERALA.

How can I contact State Bank of India RCPCPONKUNNAM branch?

You can contact the branch at: Phone: +914842267647. For official national customer care, refer to State Bank of India's official banking channels.

How to decipher the IFSC code SBIN0070975?

The first 4 characters 'SBIN' represent State Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '070975' represent the specific RCPCPONKUNNAM branch code.