Union Bank of India Ludhiana Branch IFSC Code: UBIN0803405
Branch Code: 803405 | LUDHIANA, LUDHIANA, Punjab
The official Indian Financial System Code (IFSC) for Union Bank of India, Ludhiana branch in LUDHIANA, Punjab is UBIN0803405.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- Union Bank of India
- Branch Name
- LUDHIANA
- MICR Code
- Not Assigned / Non-MICR
- City / District
- LUDHIANA (LUDHIANA)
- State
- Punjab
- Postal Pincode
- 141003
B-XV-295/B& B-XV-295/C,NEAR OSWAL STREETMILLER GANJ,G T ROAD,LUDHIANA-141003, Pincode: 141003
How to Read IFSC Code: UBIN0803405
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify Union Bank of India.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: Union Bank of India (UBIN0803405)
Which bank does IFSC Code UBIN0803405 belong to?
IFSC Code UBIN0803405 belongs to Union Bank of India for its LUDHIANA branch, located in LUDHIANA, Punjab. The 4-letter prefix 'UBIN' represents Union Bank of India.
What is the IFSC Code for Union Bank of India LUDHIANA branch?
The IFSC Code for Union Bank of India LUDHIANA branch in LUDHIANA, Punjab is UBIN0803405. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of Union Bank of India LUDHIANA branch?
The branch is located at: B-XV-295/B& B-XV-295/C,NEAR OSWAL STREETMILLER GANJ,G T ROAD,LUDHIANA-141003, Pincode: 141003, LUDHIANA, Punjab.
How can I contact Union Bank of India LUDHIANA branch?
You can contact the branch at: Phone: +917642545765. For official national customer care, refer to Union Bank of India's official banking channels.
How to decipher the IFSC code UBIN0803405?
The first 4 characters 'UBIN' represent Union Bank of India. The 5th character is '0' reserved for future use. The last 6 characters '803405' represent the specific LUDHIANA branch code.
Parent Directory Links
Other Union Bank of India Branches in LUDHIANA
View All →KALRAS BUILDING, FIRST FLOOR, B-XV-295/B & B-XV-295/C, NEAR OSWAL STREET, MILLER GANJ, GT ROAD, LUDHIANA 141003
S C O 43G,MAIN MARKET,B R S NAGAR,LUDHIANA , PIN-141003
PHULLANWALA,VASANT AVENUE,141013
B-XIX-353/14, DR. HIRA SINGH ROAD,CIVIL LINES, LUDHIANA,PUNJAB - 141 001.
JALANDHAR BYE PASS CHOWK G T ROAD LUDHIANA PUNJAB STATE
KALKATA MARKET RAILWAY BOARD LUDHIANA PUNJABPIN -144211
Other Bank Branches in Pincode 141003
View All in Pincode →CHEEMA CHOWK (LUDHIANA)
DASHMESH NAGAR (LUDHIANA)
GANDHI NAGAR-LUDHIANA (PUNJAB)
GILL ROAD LUDHIANA (LUDHIANA)
GILL ROAD - LUDHIANA (LUDHIANA)
GILL ROAD LUDHIANA BRANCH (LUDHIANA)
Need help verifying this IFSC Code before sending money?
Read our step-by-step checklist on confirming bank IFSC codes, cheque MICR numbers, and recipient details.