BARBBranch Code: VJMLUD

Bank of Baroda IFSC Code

M S M E LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

BARB0VJMLUD

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for Bank of Baroda, M S M E LUDHIANA branch in LUDHIANA, Punjab is BARB0VJMLUD. The MICR code for cheque clearance is 141012020.

Branch Fact Sheet & Electronic Routing Details

Bank Name: Bank of Baroda
Branch Name: M S M E LUDHIANA
MICR Code: 141012020
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141003

Full Branch Address

NO354, BHAGWATI TOWERS , R K MACHINE TOOLS ROAD , INDUSTRIAL AREA A , LUDHIANA , 141003, Pincode: 141003

Contact Details

Phone: +910221800223344

How to Read IFSC Code: BARB0VJMLUD

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

BARBBank Identifier

First 4 alphabetic characters identify Bank of Baroda.

0Control Character

5th character is always numeral '0', reserved for future use.

VJMLUDBranch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: Bank of Baroda (BARB0VJMLUD)

What is the IFSC Code for Bank of Baroda M S M E LUDHIANA branch?

The IFSC Code for Bank of Baroda M S M E LUDHIANA branch in LUDHIANA, Punjab is BARB0VJMLUD. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of Bank of Baroda M S M E LUDHIANA branch?

The branch is located at: NO354, BHAGWATI TOWERS , R K MACHINE TOOLS ROAD , INDUSTRIAL AREA A , LUDHIANA , 141003, Pincode: 141003, LUDHIANA, Punjab.

What is the MICR Code for Bank of Baroda M S M E LUDHIANA?

The MICR Code for electronic cheque clearing at Bank of Baroda M S M E LUDHIANA is 141012020.

How can I contact Bank of Baroda M S M E LUDHIANA branch?

You can contact the branch at: Phone: +910221800223344. For official national customer care, refer to Bank of Baroda's official banking channels.

How to decipher the IFSC code BARB0VJMLUD?

The first 4 characters 'BARB' represent Bank of Baroda. The 5th character is '0' reserved for future use. The last 6 characters 'VJMLUD' represent the specific M S M E LUDHIANA branch code.