IBKLBranch Code: 000144

IDBI IFSC Code

LUDHIANA MAIN BRANCH Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

IBKL0000144

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, LUDHIANA MAIN BRANCH branch in LUDHIANA, Punjab is IBKL0000144. The MICR code for cheque clearance is 141259003.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: LUDHIANA MAIN BRANCH
MICR Code: 141259003
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: N/A

Full Branch Address

B- 15/295, NEAR OLD OSWAL MILLS, MILLERGANJ, G.T. ROAD, LUDHIANA

Contact Details

Phone: +919988851704

How to Read IFSC Code: IBKL0000144

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000144Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0000144)

What is the IFSC Code for IDBI LUDHIANA MAIN BRANCH branch?

The IFSC Code for IDBI LUDHIANA MAIN BRANCH branch in LUDHIANA, Punjab is IBKL0000144. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI LUDHIANA MAIN BRANCH branch?

The branch is located at: B- 15/295, NEAR OLD OSWAL MILLS, MILLERGANJ, G.T. ROAD, LUDHIANA, LUDHIANA, Punjab.

What is the MICR Code for IDBI LUDHIANA MAIN BRANCH?

The MICR Code for electronic cheque clearing at IDBI LUDHIANA MAIN BRANCH is 141259003.

How can I contact IDBI LUDHIANA MAIN BRANCH branch?

You can contact the branch at: Phone: +919988851704. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000144?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000144' represent the specific LUDHIANA MAIN BRANCH branch code.