IBKLBranch Code: 000825

IDBI IFSC Code

RETAIL ASSETS LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

IBKL0000825

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, RETAIL ASSETS LUDHIANA branch in LUDHIANA, Punjab is IBKL0000825.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: RETAIL ASSETS LUDHIANA
MICR Code: Not Assigned / Non-MICR
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

IDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001, Pincode: 141001

Contact Details

Phone: +918427859070

How to Read IFSC Code: IBKL0000825

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000825Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0000825)

What is the IFSC Code for IDBI RETAIL ASSETS LUDHIANA branch?

The IFSC Code for IDBI RETAIL ASSETS LUDHIANA branch in LUDHIANA, Punjab is IBKL0000825. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI RETAIL ASSETS LUDHIANA branch?

The branch is located at: IDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001, Pincode: 141001, LUDHIANA, Punjab.

How can I contact IDBI RETAIL ASSETS LUDHIANA branch?

You can contact the branch at: Phone: +918427859070. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000825?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000825' represent the specific RETAIL ASSETS LUDHIANA branch code.