IDBI Civil Lines Ludhiana Branch IFSC Code: IBKL0000270
Branch Code: 000270 | LUDHIANA, LUDHIANA, Punjab
The official Indian Financial System Code (IFSC) for IDBI, Civil Lines Ludhiana branch in LUDHIANA, Punjab is IBKL0000270. The MICR code for cheque clearance is 141259005.
Branch Fact Sheet & Electronic Routing Details
- Bank Name
- IDBI
- Branch Name
- CIVIL LINES LUDHIANA
- MICR Code
- City / District
- LUDHIANA (LUDHIANA)
- State
- Punjab
- Postal Pincode
- 141001
JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001, Pincode: 141001
How to Read IFSC Code: IBKL0000270
An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.
First 4 alphabetic characters identify IDBI.
5th character is always numeral '0', reserved for future use.
Last 6 alphanumeric characters identify the specific physical branch.
Payment Systems Supported by this IFSC Code
| Payment System | Settlement Time | Minimum Amount | Availability | Ideal For |
|---|---|---|---|---|
| NEFT (National Electronic Funds Transfer) | Half-hourly batches | ₹1 (No minimum) | 24x7x365 | Routine bills, small & medium transactions |
| RTGS (Real Time Gross Settlement) | Real-time instant | ₹2,00,000 | 24x7x365 | High-value urgent financial transfers |
| IMPS (Immediate Payment Service) | Immediate | ₹1 (Max ₹5 Lakh) | 24x7x365 | Instant mobile banking & emergency transfers |
Frequently Asked Questions: IDBI (IBKL0000270)
Which bank does IFSC Code IBKL0000270 belong to?
IFSC Code IBKL0000270 belongs to IDBI for its CIVIL LINES LUDHIANA branch, located in LUDHIANA, Punjab. The 4-letter prefix 'IBKL' represents IDBI.
What is the IFSC Code for IDBI CIVIL LINES LUDHIANA branch?
The IFSC Code for IDBI CIVIL LINES LUDHIANA branch in LUDHIANA, Punjab is IBKL0000270. It is used for NEFT, RTGS, and IMPS funds transfer.
What is the address of IDBI CIVIL LINES LUDHIANA branch?
The branch is located at: JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001, Pincode: 141001, LUDHIANA, Punjab.
What is the MICR Code for IDBI CIVIL LINES LUDHIANA?
The MICR Code for electronic cheque clearing at IDBI CIVIL LINES LUDHIANA is 141259005.
How can I contact IDBI CIVIL LINES LUDHIANA branch?
You can contact the branch at: Phone: +919815745959. For official national customer care, refer to IDBI's official banking channels.
How to decipher the IFSC code IBKL0000270?
The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000270' represent the specific CIVIL LINES LUDHIANA branch code.
Parent Directory Links
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Other Bank Branches in Pincode 141001
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