IBKLBranch Code: 000270

IDBI IFSC Code

CIVIL LINES LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

IBKL0000270

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, CIVIL LINES LUDHIANA branch in LUDHIANA, Punjab is IBKL0000270. The MICR code for cheque clearance is 141259005.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: CIVIL LINES LUDHIANA
MICR Code: 141259005
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141001

Full Branch Address

JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001, Pincode: 141001

Contact Details

Phone: +919815745959

How to Read IFSC Code: IBKL0000270

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

000270Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0000270)

What is the IFSC Code for IDBI CIVIL LINES LUDHIANA branch?

The IFSC Code for IDBI CIVIL LINES LUDHIANA branch in LUDHIANA, Punjab is IBKL0000270. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI CIVIL LINES LUDHIANA branch?

The branch is located at: JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001, Pincode: 141001, LUDHIANA, Punjab.

What is the MICR Code for IDBI CIVIL LINES LUDHIANA?

The MICR Code for electronic cheque clearing at IDBI CIVIL LINES LUDHIANA is 141259005.

How can I contact IDBI CIVIL LINES LUDHIANA branch?

You can contact the branch at: Phone: +919815745959. For official national customer care, refer to IDBI's official banking channels.

How to decipher the IFSC code IBKL0000270?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '000270' represent the specific CIVIL LINES LUDHIANA branch code.