IBKLBranch Code: 002345

IDBI IFSC Code

MODEL TOWN, LUDHIANA Branch, LUDHIANA, LUDHIANA, Punjab

Primary IFSC Code

IBKL0002345

Banking information from our maintained dataset. Last Verified: 23 Sept 2026

The official Indian Financial System Code (IFSC) for IDBI, MODEL TOWN, LUDHIANA branch in LUDHIANA, Punjab is IBKL0002345. The MICR code for cheque clearance is 141259011.

Branch Fact Sheet & Electronic Routing Details

Bank Name: IDBI
Branch Name: MODEL TOWN, LUDHIANA
MICR Code: 141259011
City / District: LUDHIANA (LUDHIANA)
State: Punjab
Postal Pincode: 141002

Full Branch Address

529-L,NEAR SUMAN HOSPITAL,MODEL TOWN,LUDHIANA,PUNJAB.141002, Pincode: 141002

Contact Details

Phone: Refer to Net Banking

How to Read IFSC Code: IBKL0002345

An Indian Financial System Code (IFSC) is a unique 11-character alphanumeric code assigned by the Reserve Bank of India to identify bank branches for electronic payment systems.

IBKLBank Identifier

First 4 alphabetic characters identify IDBI.

0Control Character

5th character is always numeral '0', reserved for future use.

002345Branch Code

Last 6 alphanumeric characters identify the specific physical branch.

Payment Systems Supported by this IFSC Code

Payment System	Settlement Time	Minimum Amount	Availability	Ideal For
NEFT (National Electronic Funds Transfer)	Half-hourly batches	₹1 (No minimum)	24x7x365	Routine bills, small & medium transactions
RTGS (Real Time Gross Settlement)	Real-time instant	₹2,00,000	24x7x365	High-value urgent financial transfers
IMPS (Immediate Payment Service)	Immediate	₹1 (Max ₹5 Lakh)	24x7x365	Instant mobile banking & emergency transfers

Both NEFT and RTGS operate around the clock in India. Always double check the 11-digit IFSC code and recipient account number before submitting your transfer.

Frequently Asked Questions: IDBI (IBKL0002345)

What is the IFSC Code for IDBI MODEL TOWN, LUDHIANA branch?

The IFSC Code for IDBI MODEL TOWN, LUDHIANA branch in LUDHIANA, Punjab is IBKL0002345. It is used for NEFT, RTGS, and IMPS funds transfer.

What is the address of IDBI MODEL TOWN, LUDHIANA branch?

The branch is located at: 529-L,NEAR SUMAN HOSPITAL,MODEL TOWN,LUDHIANA,PUNJAB.141002, Pincode: 141002, LUDHIANA, Punjab.

What is the MICR Code for IDBI MODEL TOWN, LUDHIANA?

The MICR Code for electronic cheque clearing at IDBI MODEL TOWN, LUDHIANA is 141259011.

How to decipher the IFSC code IBKL0002345?

The first 4 characters 'IBKL' represent IDBI. The 5th character is '0' reserved for future use. The last 6 characters '002345' represent the specific MODEL TOWN, LUDHIANA branch code.